Business Loan Solutions

The ability to borrow funds is key to helping your business grow and remain profitable. Whether you’re in need of operating funds to bridge your cash flow peaks and valleys or permanent capital to grow your business, turn to our experienced commercial bankers at JCB.

Commercial Real Estate Loans

Provide funds for the purchase or refinance of a facility used for the operation of your business.

Construction Loans

Provide funds for a new facility or existing facility improvements and expansion as your business grows.

Term Loans

Provide funding for facilitating major capital projects; including the acquisition of new equipment, refinancing of existing equipment, and acquisition of a new business.

  • A variety of terms and repayment plans are customized to your specific needs

Lines of Credit

A revolving line of credit to help your business meet its cash requirements and manage the give-and-take of income and expenses.

Agricultural Loans

Available for agricultural land, livestock, crops, equipment and machinery, as well as lines of credit to meet seasonal funding needs.

Letters of Credit

Guarantees the payment of your drafts for a specified period and amount to help your business finance projects and manage your vendor accounts and import payables.

Specialty Lending

JCB is a qualified lender for a variety of special loan programs
administered by the Federal and State government including:

  • Small Business Administration (SBA) guaranteed loans
  • USDA/Rural Development guaranteed loans
  • Indiana Development Finance Authority loan programs
  • Indiana Statewide Certified Development Corporation loan programs