Treasury Management Services

The financial aspects of running a successful business are varied and complex, but one thing they have in common is the need for a strong, enthusiastic business bank. Making JCB your partner is a sound business choice for you and your team.

NetBanc Business Plu$

JCB’s remote deposit option

  • Allows business convenience, flexibility and cost savings
  • Deposits may be made 24/7 without leaving the office

Wire Transfers

A quick and secure means of sending funds anywhere in the world

  • Modest fees apply

Merchant Services

Regardless of your business, accepting credit cards is an easy way to boost sales, expand your customer base, and reduce risk while minimizing the burden of billing and collections. That’s why we’ve partnered with TransFirst, one of the nation’s leading payment processors, to bring you in-depth industry expertise and cutting-edge technology.

  • Accept Visa®, MasterCard®, Discover®, JCB®, American Express®, Diners Club® and private label cards
  • Issue and accept prepaid cards such as gift, wireless or long distance
  • Access Merchant Helpline 24/7
  • Obtain funds in your business checking account within two business days
  • Utilize Quick Payment Integration technology to create invoices from stored customer data in Microsoft Office Accounting and connect them to credit card transactions
  • Web-based reporting system offers 24/7 access to a variety of reports such as:
    • Monthly statements
    • Settled batches
    • All attempted authorizations
    • Retrieval request and chargebacks

Business Credit Cards

Afford the purchasing power and flexibility you need

  • JCB offers competitive options and valuable perks such as mileage and rewards programs

Night Depository

Allows flexibility to deliver deposits when your schedule permits

  • Small annual fee includes one reusable night deposit bag and
    key issuance
  • Additional bags are available for a nominal fee
  • Deposits received are handled according to your instruction,
    among several options

Health Savings Accounts

Tax-exempt accounts wherein the owner accumulates funds to pay for
qualified medical expenses

  • Offering employees an insurance option that utilizes a Health Savings Account
    (HSA) may also benefit the employer
  • HSA’s are dependant on a high deductible insurance policy, which may lower the
    premiums for both employer and employee plans
  • Contributions are generally made on a pre-tax basis which may lower gross payroll
    and reduce the amount of taxes that you, the employer must pay
  • You may choose to make contributions to your employee’s HSA to provide an
    additional enhancement to their employee benefit package

Get more information about HSA's 

Employer Retirement Plans

Our Trust Department has plans customized to your business needs. Learn more.

  • We will help you manage a variety of retirement plan options

Re$ubmitIt

JCB’s Re$ubmitIt program provides a service called Automatic Check Recovery (ACR). The ACR is a FREE benefit that will improve your cash flow and reduce the hassles of dealing with bad checks written to your business. You are able to convert an NSF paper check into an electronic, truncated item for submission to the check writer’s account via the Automated Clearing House (ACH) network.

  • Recover 100% of the check’s face value on collected checks
  • Improved Rate of Recovery: Higher collection success rate (70%-75%) versus 40%-45% (potentially doubling recovery rate)
  • No charge for this service
  • No equipment rental fees: No special equipment needed
  • Track items and download reports 24/7