JCB offers a wide range of accounts to meet small as well as large business needs. JCB's Cash Flow and Capital account choices are designed to meet your needs in today's competitive environment. Our commercial lending experts will work with you to customize financing to meet your business's specific needs.

Basic Business Checking is ideal for businesses that have a low volume of activity. If a minimum balance is maintained, your account can forego the monthly service charge.

Business Analysis Checking for businesses with a higher volume of activity. Business Analysis Checking offers detailed monthly analysis and reporting. Although it is a non-interest-bearing account, your balance accrues a monthly earnings credit. The monthly earnings credit is used to offset monthly service fees. Fees in excess of your monthly earnings credit are deducted from your account balance.

Business Savings allows surplus capital to work for your business. While earning a competitive rate of interest, your savings can be used to manage cash flow by using the balance for checking-overdraft protection.

Business Lines of Credit can help you meet your cash requirements and manage the give-and-take of income and expenses. JCB's commercial lending officers will work directly with you to analyze your credit requirements, recommend a plan that is right for you, and help you to administer your credit line.

Term Loans facilitate major capital projects. JCB offers solutions for financing a full range of capital needs to enable your business to grow. JCB has extensive experience in structuring Real Estate, improvement and machinery loans that will work to your advantage. A great variety of terms and repayment plans are available to fit your specific circumstance.