The financial aspects of running a successful business are varied and complex, but one thing they have in common is the need for a strong, enthusiastic business bank. JCB offers a comprehensive array of services to help you meet your financial requirements. Making JCB your partner is making a good choice for your business and for your team.

With JCB's Re$ubmitIt, you receive a simple and valuable enhancement to your business account at no extra charge that will reduce the hassle of dealing with returned checks written to your business. The service, powered by Check Velocity, typically doubles the money most businesses recover from returned checks. Getting started is easy as there is no equipment to purchase, no enrollment fees and no hidden charges. Your business account automatically receives the service if it is an active account.

Health Savings Accounts (HSAs) are proving to be a viable alternative in today’s high cost healthcare environment. HSAs are tax-exempt accounts wherein the owner may accumulate funds to pay for qualified medical expenses. Offering employees an insurance option that utilizes an HSA may also benefit you as the employer. HSAs are dependent on a high deductible insurance policy, which may lower the premiums for both employer and employee plans. HSA contributions are generally made on a pre-tax basis which may lower gross payroll and reduce the amount of taxes that you, the employer must pay. Additionally, you may choose to make contributions to your employee's HSA to provide an additional enhancement to their employee benefit package. Please contact us if you would like more information about HSAs.

Night Depository allows your business the flexibility to deliver deposits when your schedule permits. A small annual fee includes one reusable night deposit bag and key issuance. Additional bags are available for a minimal fee and deposits received are handled according to your instruction, among several options.

Wire Transfers are a quick and secure means of sending funds any where in the world. Modest fees apply.

Credit Card Merchant Services gives you comprehensive solutions with competitive, straightforward rates. Your JCB Commercial Services Officer will personally provide you the hands on training, supplies and support that will allow you to offer your customers the convenient option of paying with credit or debit cards such as Visa, MasterCard, Discover and American Express.

Online Money Management for banking on your own time. Check balances and view statements when your schedule allows. Transfer funds between JCB accounts and even pay JCB loan payments online. Visit our online demo.

Direct Deposit and My Money Express offers employers the convenience and cost savings of payroll direct-deposit programs as well as added financial incentives. With JCB's My Money Express you score significant savings in administrative costs by reducing check processing and handling while your employees enjoy no waiting in line to deposit paychecks on payday and may be eligible for other My Money Express perks such as surcharge waivers and loan discounts.