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The Jackson County Loan and
Trust Company was opened in 1900 with an initial capital of $25,000.
Over the last 100 years, Jackson County Bank, or JCB as it has come
to be known, has not only held fast to the values upon which it
was founded, it has grown to serve 6 counties and has assets approaching
$350 million. The success and growth of this institution is a direct
result of JCB’s commitment to provide and support extraordinary
products and services which meet and exceed our customers’
expectations. We will continue to thrive and evolve by being attentive
to enhancing the value of our stockholders’ investment, by
offering convenient locations, embracing technological advances
in the banking industry, preserving the values and philosophies
upon which we were founded and giving back to the communities that
we serve.

Without a strong core foundation, no institution
can effectively grow. At JCB our core values consist of Honesty,
Encouragement, Accountability, Respect and Teamwork. These values
have proven to be the stable, enduring foundation crucial for sustaining
growth and success.
JCB’s HEART consists of:
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| Honesty |
Our team members and JCB
customers rely on us to always choose the path of honesty and
to follow through in a forthright, direct, clear, complete and
sincere manner. |
| Encouragement |
To succeed, to excel, and to make the
very best of every situation requires the continuing encouragement
of each other and JCB customers. |
| Accountability |
At JCB, we have an obligation and a willingness
to accept responsibility for all our actions-every hour of every
day. |
| Respect |
Every individual is important; our actions
define our respect for all of our fellow team members and JCB
customers. |
| Teamwork |
Together, all members of JCB work as
a team, putting aside our personal priorities, in order to achieve
our common goal. |
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The values at the HEART of
JCB are each individually significant while reliant upon each other.

JCB is honored to give back to the communities
it serves. Not only does JCB offer monetary donations to worthwhile
organizations, but many JCB team members participate on committees
or belong to these organizations and give generously of their time
and talent. A few of these organizations are:
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Big Brothers Big Sisters |
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Boys and Girls Club |
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Childcare Network |
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Community Education Coalition |
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March of Dimes |
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United Way |
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Habitat for Humanity |
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Library boards |
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Chamber of Commerce Boards and Committees |
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Industrial Development Organizations |
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Bridgepointe/Goodwill Placement Services |
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Local School boards and councils |
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JCB is grateful to have been
afforded the opportunity to meet and exceed your banking needs for
more than 100 years. As always, we welcome your feedback, suggestions
and opinions. Please feel free to visit your local JCB
Banking Center or contact us via email.
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