Home Personal BankingChecking the way YOU want it


JCB’s Checking the way YOU want it allows you to customize an account that fits your personal taste. Choose the entrée that best fits your taste and a Special, if you like. Then complement with the ideal Sides to create YOUR checking account.
 

Your entrée to checking the way YOU want it.

With Direct Deposit......................................................................$0.00
No monthly service fee, no minimum balance!

Or Without Direct Deposit.............................................................$0.00
No monthly service fee with a minimum $300 balance.
*If balance drops below $300, the standard monthly service charge applies.


Club Feature
Enjoy full service checking at its best. A modest $7.00 monthly fee earns value-added benefits: free personalized checks, accidental death and dismemberment insurance, travel discounts and much more.

Money Market Feature
A competitive interest rate for customers maintaining a balance of at least $1,000. If balance falls below $1,000, a standard $7.50 monthly service charge applies.

Privilege Feature
For customers 50 and older. You've earned certain privileges, like a competitive interest rate when you maintain a balance of $1,000 or more. Plus personalized checks, traveler's checks, cashier's checks and money orders (limit one per day). You'll also receive a one-time discount on your first year's safe deposit / safe-keeping box rental.

Free 2B Me Checking
Designed for young adults, this "first" checking account teaches financial responsibility. Account holders can apply for an optional Smart Check Card and enroll for NetBanc Online Banking. Minimum $50 deposit required. Parent or guardian must co-own the account and co-sign on the Smart Check Card application.

Smart Check Card
Use it to make purchases wherever Visa is accepted and get cash 24/7 at any JCB ATM, or at NYCE, Cirrus or Plus ATMs worldwide (fees may apply).

Click here for more information.

NetBanc Online Banking & Bill Pay Service
Bank online, whenever it's convenient for you! NetBanc allows you to view statements, transfer funds between JCB accounts, make JCB loan payments and even download information into your personal financial software. It's convenient, secure and easy! Ask about additional services available with Bill Pay Service and Money HQ (fees may apply).

Click here for more information.

SmartLine
Access your accounts by phone 24/7. Check account balances, transfer funds, make loan payments and more.

Click here for more information.

Automatic Funds Transfer
For regular, recurring transfer of funds between JCB accounts.
 
Savings Overdraft Protection
Safeguards against accidental overdrafts by using funds from your JCB savings account. Use it up to six times per month free.

Click here for more information.

Cashline Overdraft Protection
A pre-approved line of credit to prevent overdrafts. Enjoy a low annual fee and competitive interest rate. (Subject to JCB credit qualifications.)

Click here for more information.

JCB Visa / MasterCard Credit Cards
Apply for a card and get competitive interest rates. (Subject to credit qualifications).
Custom Check Ordering Service
A wide selection of personalized checks - you choose and we'll order them for you!
Wire Transfer Service
Send money to another financial institution quickly and securely for a modest fee. (With JCB agreement on file.)
 
Budget Calculator
 

 

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Copyright © 2008 Jackson County Bank,
Member FDIC, Equal Housing Lender, All Rights Reserved.