A mutual fund is an investment company that pools money from shareholders and invests it in a variety of securities, including stocks, bonds, and short-term money market instruments. When you invest in a mutual fund you actually purchase shares of the fund.
Mutual funds provide a way to reduce the risks associated with investing in individual stocks and bonds while also achieving competitive returns. There are four primary advantages of investing in mutual funds.
There are many different kinds of mutual funds with a variety of investment objectives. A few of the types of funds you may see include the following.
Some mutual funds have sales charges or “loads” that are added to the actual share price.
When investing, you need to make a number of critical decisions in order to pursue your financial goals with confidence. That’s where the Trust Department of Jackson County Bank can help. We use a Portfolio Approach that encompasses the entire decision-making process.
Start by meeting with an experienced trust officer and participate in a complete assessment of your financial position that will cover your current needs, future goals, time frame, and risk tolerance and expectations for return. Your trust officer will then work with you to develop an investment plan.
It is essential that your investment plan continues to work toward your objectives. To ensure this, we will meet with you at least annually, or whenever you wish, to evaluate your circumstances and make adjustments as needed.
We use no-load funds from Federated Investors, a top investment management firm, in our investment programs. With expert managers selecting the individual securities within the mutual funds, our trust professionals are free to concentrate on what we do best – providing exceptional personal service.
Securities offered by JCB are not guaranteed, not FDIC insured, and may lose value.
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