$50 minimum opening deposit required.
	No minimum daily balance requirement.
	No monthly service charge.
	Monthly paper statement fee of $5 waived if enrolled in eStatements.1
	Limit of 150 free transactions per month and unlimited debit card use. Excess transaction fee of $0.50 per transaction.

¹A monthly $5 credit will be posted to the account if enrolled in eStatements.

	$50 minimum opening deposit required.
	$2,500 minimum daily balance requirement.
	Monthly service charge of $10 waived if balance requirement met.1
	Monthly paper statement fee of $5 waived if enrolled in eStatements.2
	Limit of 500 free transactions per month and unlimited debit card use. Excess transaction fee of $0.50 per transaction.

¹A $10 credit will be posted to the account if a monthly service charge is assessed.

²A monthly $5 credit will be posted to the account if enrolled in eStatements.

	No minimum opening deposit required.
	No minimum daily balance requirement.
	$15 monthly maintenance charge.
	Monthly paper statement fee waived.
	Monthly service fees can be offset with monthly balance accrual earnings.2
	Per item fees detailed on Business Fee Schedule.1
	Contact a member of Treasury Management for a detailed discussion of all account options.

¹Contact JCB for a current Business Fee Schedule.

²Earnings credit rate subject to change without notice.