Meet Your Business Banking Team

From loans to retirement plans, our Business Banking team has the experience you need. Contact our Business Banking department to explore our services. Select a photo for contact information.

VP Jim Gray

Jim D. Gray, Jr.

VP, Commercial Banker

jc bank 812-524-4462 812-528-2058

jc bank Email Jim

Jim D. Gray, Jr.
Michelle Schaefer

Michelle Schaefer

Assistant Vice President, Commercial Banking

jc bank 812-378-2764

jc bank Email Michelle

Michelle Schaefer
David Ellis

David Ellis

Assistant Vice President, Commercial Banking

jc bank 812-524-4422

jc bank Email David

David Ellis
Tim Risen

Tim Risen

Assistant Vice President, Commercial Banking

jc bank 812-528-3121

jc bank Email Tim

Tim Risen
Sharla Todd

Sharla Todd

Commercial Banker, Treasury Management Division

jc bank 812-524-4444

jc bank Email Sharla

Sharla Todd

Choose the Business Online Banking Option
That’s Right for You

Business Online Banking


CheckmarkModest fees for access
CheckmarkAccess accounts 24/7
CheckmarkAccess to accounts with varying Tax ID's
CheckmarkView and print transaction activity
CheckmarkView and print check images
CheckmarkCheck account balances
CheckmarkTransfer funds between JCB accounts
CheckmarkMake JCB loan payments
CheckmarkExport to your personal finance software
CheckmarkNickname accounts
CheckmarkGroup accounts by entity
CheckmarkControl access and transaction capabilities with customized individual user security
CheckmarkMultiple users with unique login credentials

Optional Add-Ons:

CheckmarkBusiness Mobile Banking

Bill Pay

CheckmarkStop Payments*
CheckmarkDual control security options for specific transactions
CheckmarkWire Transfers
CheckmarkOriginate ACH files* (such as direct deposit, payroll, electronic collection of invoices or dues, or transfer funds between banks)
*Additional Fees Apply
Data and usage charges may apply to mobile devices.
she is on the go

New Business Mobile Banking Gives You On-the-Go Flexibility!

  • View account balances, transaction history and check images
  • Make transfers and pay bills
  • Use remote deposit capture
  • Handle approvals and ACH and wire origination

Data and usage charges may apply to mobile devices.

Business Solutions & Resources

Use these tools to learn more about JCB's Business Banking Solutions.