Business Loans
 
Business Loans
 

Explore Our Business Loan Options

The ability to borrow funds is key to helping your business grow and remain profitable. Whether you’re in need of operating funds to bridge your cash flow peaks and valleys or permanent capital to grow your business, turn to our experienced commercial bankers at JCB.

Business Loans

Commercial Real Estate Loans
Provide funds for the purchase or refinance of a facility used for the operation of your business.

Construction Loans
Provide funds for a new facility or existing facility improvements and expansion as your business grows.

Term Loans
Provide funding for facilitating major capital projects; including the acquisition of new equipment, refinancing of existing equipment, and acquisition of a new business. A variety of terms and repayment plans are customized to your specific needs

Lines of Credit
A revolving line of credit to help your business meet its cash requirements and manage the give-and-take of income and expenses.

Agricultural Loans
Available for agricultural land, livestock, crops, equipment and machinery, as well as lines of credit to meet seasonal funding needs.

Letters of Credit
Guarantees the payment of your drafts for a specified period and amount to help your business finance projects and manage your vendor accounts and import payables.

BusinessLoans

Business Solutions & Resources

Use these tools to find the Business Loan that's right for you.

Take Advantage of Our Calculators

Meet Your Business Banking Team

From loans to retirement plans, our Business Banking team has the experience you need. Contact our Business Banking department to explore our services. Select a photo for contact information.

VP Jim Gray

Jim D. Gray, Jr.

VP, Commercial Banker

jc bank 812-524-4462 812-528-2058

jc bank Email Jim

Jim D. Gray, Jr.
David Kromphardt

David Kromphardt

Vice President, Area Executive Commercial Banking

jc bank 812-373-3083

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David Kromphardt
Michelle Schaefer

Michelle Schaefer

Assistant Vice President, Commercial Banking

jc bank 812-378-2764

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Michelle Schaefer
David Ellis

David Ellis

Assistant Vice President, Commercial Banking

jc bank 812-524-4422

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David Ellis
Tim Risen

Tim Risen

Assistant Vice President, Commercial Banking

jc bank 812-528-3121

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Tim Risen
Sharla Todd

Sharla Todd

Commercial Banker, Treasury Management Division

jc bank 812-524-4444

jc bank Email Sharla

Sharla Todd