If you make an ATM or everyday debit card transaction which overdraws your account, overdraft service may enable us to honor your purchase and charge you a fee, while sparing you the inconvenience of having the transaction denied.
To receive protection against debit card and ATM overdrafts, you must tell JCB you wish to receive this coverage.
Protect Your Account From Accidental Overdrafts
No one plans to overdraw an account, but it’s good to have options. You are only charged a fee for this valued service if you use it and you can opt out at any time. Contact us by mail, in person or phone at (800) 204-6477 to make your choice.