*Limited time offer. Rates and terms are subject to underwriting and credit approval. Credit approval subject to JCB credit and underwriting criteria. To receive the $250 closing cost credit, application must be with an accepted purchase offer, the loan must be to purchase a primary single-family owner-occupied residence, application must be received by 10/31/17, and the loan must close. See a loan officer for full details. JCB NMLS #738802