Our Mortgage Options

Our fixed and adjustable rate options include:

  • First Time Home Buyer
  • Conventional (1 to 4 single-family)
  • Investment Property
  • New Construction
  • Government (USDA Rural Housing, FHA and VA)
  • Land
Lending to qualified borrowers residing in Jackson, Lawrence, Jennings, Bartholomew, Monroe and contiguous counties in Indiana.

first time homebuyerMortgage Made Simple Makes Funding a Loan Easy for Qualified First-Time Homebuyers Like You

    •No down payment means you have more cash flow for other needs

    •Use it for a variety of single-family home types, including townhouses and condos

    •Avoid geographic location rules and income restriction requirements

    •Educational requirements help you protect your investment

•Competitive ARM (Adjustable Rate Mortgage) rates available


If the Mortgage Made Simple loan isn’t right for you, ask about our fixed rate first time homebuyer loans for up to 97% loan to value!

*All applicants subject to loan program underwriting criteria and requirements. Not all applicants will qualify. Condos subject to association approval.

 Want to Learn More?
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Mortgage Solutions & Resources

Use these tools to find the Mortgage that's right for you.

Take Advantage of Our Calculators


Meet JCB's Loan Officers

Contact one of our experienced loan officers to discuss your Mortgage options. Select a photo for contact information.

Jeri Burbrink

Jeri Ann Burbrink

AVP, Retail Loan Officer

NMLS# 789429

jc bank 812-522-3607 x 4601

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Jeri Ann Burbrink
Mary Speer lender

Mary B. Speer

Mortgage Loan Officer

NMLS# 1783152

jc bank 812-345-0993

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Mary B. Speer
Robin Collingsworth

Robin Emily Collingsworth

Retail Loan Officer

NMLS# 573358

jc bank 812-275-1120 x 3101

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Robin Emily Collingsworth

Amanda M. Young

Retail Loan Officer

NMLS# 1630224

jc bank 812-378-0850 812-374-6169

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Amanda M. Young
Jessica Dicken

Jessica D. Dicken

Mortgage Loan Officer

NMLS# 134566

jc bank 317-474-5287 812-373-3082

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Jessica D. Dicken
Richard Bicknell

Richard Bicknell

AVP, Retail Loan Officer

NMLS# 789428

jc bank 812-524-4409

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Richard Bicknell
Brenda Habenicht

Brenda Jo Habenicht

Officer, Loan Production Office Leader

NMLS# 789430

jc bank 812-346-8014

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Brenda Jo Habenicht
Mary Ann Jordan

MaryAnne Jordan

AVP, Retail Loan Area Manager

NMLS# 789431

jc bank 812-524-4424

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MaryAnne Jordan