Banking with JCBank provides you with access to a variety of additional helpful and convenient banking features to help simplify your financial life.
- Lifestyle Advantage – Features free unlimited checks and GenGold benefits available for a modest monthly fee. Learn what GenGold has to offer.
- Automatic Funds Transfer - Can routinely transfer funds to another account
- Overdraft Protection Options – A variety of Overdraft Protection Options, such as Balance Protection, Cashline and JCBank's Overdraft Program (fees apply) help protect you from overdrawing your account*
- Prepaid Cards – Whether you need a gift card, a reloadable card, or a prepaid card for travel, we have you covered.
- Credit Cards – Our JCBank credit cards can help you build credit or pay for unforeseen needs.
- Wire Transfer Service – Helps you get money there quickly (fees apply).
*JCBank’s Overdraft Program may apply to checks and ACH transactions. If elected, and affirmatively agreed upon, the service may also apply to ATM and Debit Card transactions. Overdrafts are paid at the discretion of JCBank as long as your account remains in good standing. Not all transactions will be authorized or guaranteed. A $35 fee is assessed for each overdraft. Overdrawn accounts must be returned to a positive balance within 30 days.