Seymour - Main Office

125 South Chestnut Street
Seymour, IN 47274
(812) 522-3607
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2635 16th Street
Bedford, IN 47421
(812) 275-1120
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1280 North College Avenue,
Suite 4
Bloomington, IN 47404
(812) 339-2282
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2421 South Walnut Street
Bloomington, IN 47401
(812) 339-2282
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108 West Commerce Street
Brownstown, IN 47220
(812) 358-2520
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2761 Central Avenue
Columbus, IN 47201
(812) 378-0850
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3880 West Jonathan Moore Pike
Columbus, IN 47201
(812) 342-3633
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400 Washington Street
Columbus, IN 47201
(812) 379-1991
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2871 South State Road 135
Greenwood, IN 46143
(317) 884-8817
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North Vernon

611-A North State Street
North Vernon, IN 47265
(812) 346-8014
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Closed 12/8 - 12/12
1181 West Tipton Street
Seymour, IN 47274
(812) 522-3607
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1200 East Tipton Street
Seymour, IN 47274
(812) 522-3607
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JCB Investment Services
311 North Ewing Street
Seymour, IN 47274
(812) 519-1500
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JCB Investment Services
1010 West 2nd Street
Seymour, IN 47274
(812) 523-2323
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JCB Investment Services
125 South Chestnut Street
Seymour, IN 47274
(812) 524-7965
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Monitor and manage personal accounts online, including transferring funds between JCBank accounts and making JCBank loan payments. Signing up also gives you access to external Bill Pay, Mobile Banking/Deposit, Zelle, and other on-the-go features.



Monitor and manage business accounts online, including transferring funds between JCBank accounts and making JCBank loan payments. Also unlocks access to Mobile Banking with external Bill Pay, remote deposit capture, multiple users with varied access/security levels, ACH functions, and wire transfer management.



Health Savings Account

High deductible health plans and medical expenses require forethought to avoid a big hit to the budget should medical needs arise. Set aside funds in an HSA and earn interest tax free on your balance. You can easily access funds to pay for your medical bills, prescription medication, and other eligible expenses. It's a smart investment in your health.

HSA Eligibility Requirements:

  • Enrolled in a qualified high deductible health plan (HDHP)
  • Not claimed as a dependent on another person’s tax return
  • Not enrolled in Medicare
  • Not covered by any other plan, unless it provides only specific coverage such as dental or vision

Contributions to your HSA

  • May be made by you, your employer, or any other individual
  • Allowable amounts are based on the type of health care coverage you have,
    • Single
    • Family
  • Limits are adjusted annually by the IRS
    • Review current maximum contribution limits by visiting (Pub 969) or contact your local JCBank location for additional information
  • Are tax deductible
  • Earn interest on a tiered structure
  • Tax-deferred earnings
  • Catch up contributions are available after age 55
  • Unused funds carry over year to year
  • After age 65, the money becomes a supplement to your retirement
    • Funds can be used for medical expenses not covered by Medicare, tax-free
    • May be used without penalty for non-medical expenses, but are subject to income tax

Distributions from your HSA

  • Tax-free, provided the funds are used to pay for qualified medical expenses
  • Learn more about qualified medical expenses by visiting the IRS website
    • Search within publication 502 for the most updated listing

After opening your HSA

  • Access funds easily by ATM, debit card, checks, ACH, online banking transfers or teller services
  • Expenses paid out of pocket may be reimbursed to you by debiting your account using any of these methods
  • JCBank Online Banking and/or telephone banking provides convenient access to account information 24/7

Fill out an application today to open your HSA. Contact us if you have questions.

myHSAinvestments Option*

JCBank is now offering myHSAinvestments

  • Maximize your health care savings now and in retirement with a self-directed investment option available through JCBank.
  • The myHSAinvestment option requires a balance of $5,000 or more.

Enroll Now

*Neither your HSA Provider (JCBank) nor Devenir Group, LLC, the third party, can provide investment advice to you on this program. Once you transfer funds from your HSA to myHSAinvestments they are non-insured by the FDIC, the Bank or any other agency of the U.S. These investments are not the obligations of JCBank nor guaranteed by JCBank. We recommend you speak with a licensed investment advisor or consult the prospectus should you have questions about any investment. Carefully weigh the advantages and disadvantages of investing your HSA funds before doing so. myHSAinvestments is powered by Devenir.

Health Savings Accounts

Watch JCBank's Health Savings Account Video Use tax-favored savings to pay for qualified medical expenses.

Health Savings Account Resources

If you are considering opening a health savings account, be sure to read these resources.