Your Banking
 
 

Personal Checking Options

Debit Card 1
Online Banking
eStatements
Online Bill Pay 2
Mobile Banking 3
Mobile Deposit 4
Checks Available 5
Balance Protection Options 6
Earns Interest 7
Minimum Opening Deposit
Service Charge
  • Regular
    Checking

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    $50
    $0 if balance is $500 or more
    $5 if balance falls below $500
  • Free
    Checking

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    $50
    $0 8
  • Direct
    Deposit

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    $50
    $0 if direct deposit
    $5 if no direct deposit
  • Money
    Market

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    $50
    $0 if balance is $5,000 or more
    $10 if balance falls below $5,000
  • Privilege
    (50+)

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    $50
    $0
  • FreeToBeMe
    (Teen Checking)

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    $50
    $0 9
     
    1 Charges may apply for reorders
    2 Free with at least one payment per month
    3 Standard airtime and data charges may apply. Availability subject to carrier limitations and phone capabilities
    4 For accounts in good standing
    5 Competitively priced
    6 JCB’s Overdraft Service Program may apply to checks and ACH transactions. If elected, and affirmatively agreed upon, the service may also apply to ATM and Debit Card transactions. Overdrafts are paid at the discretion of JCB as long as your account remains in good standing. Not all transactions will be authorized or guaranteed. A $35 fee is assessed for each overdraft. Overdrawn accounts must be returned to a positive balance within 30 days. If your account remains overdrawn, an additional continuous overdraft fee of $30 will be charged for every 10th day you are overdrawn.
    7 JCB may change the interest rate and annual percentage yield (APY) at any time without notice. Fees may reduce earnings.
    Ask a Customer Service Representative for current interest rates and annual percentage yields.
    8 Without JCB eStatement enrollment, reverts to Regular Checking
    9 Without Student Certification, reverts to Regular Checking
     For those who don't meet the criteria for fee-free accounts, Regular Checking meets all your daily banking needs.

    Checking Solutions & Resources

    Get the most out of your personal checking account with these solutions and resources.

    Take Advantage of Our Calculators