Regular
Checking
$50
$0 if balance is $500 or more
$5 if balance falls below $500
Free
Checking
$50
$0 8
Direct
Deposit
$50
$0 if direct deposit
$5 if no direct deposit
Money
Market
$50
$0 if balance is $5,000 or more
$10 if balance falls below $5,000
Privilege
(50+)
$50
$0
FreeToBeMe
(Teen Checking)
$50
$0 9
1 Charges may apply for reorders
2 Free with at least one payment per month
3 Standard airtime and data charges may apply. Availability subject to carrier limitations and phone capabilities
4 For accounts in good standing
5 Competitively priced
6 JCB’s Overdraft Service Program may apply to checks and ACH transactions. If elected, and affirmatively agreed upon, the service may also apply to ATM and Debit Card transactions. Overdrafts are paid at the discretion of JCB as long as your account remains in good standing. Not all transactions will be authorized or guaranteed. A $35 fee is assessed for each overdraft. Overdrawn accounts must be returned to a positive balance within 30 days. If your account remains overdrawn, an additional continuous overdraft fee of $30 will be charged for every 10th business day you are overdrawn.
7 JCB may change the interest rate and annual percentage yield (APY) at any time without notice. Fees may reduce earnings.
Ask a Customer Service Representative for current interest rates and annual percentage yields.
8 Without JCB eStatement enrollment, reverts to Regular Checking
9 Without Student Certification, reverts to Regular Checking