JCB Offers Two Types of Home Equity Loans

Choose a home equity line of credit or home equity installment.

Home Equity Line of Credit

A great resource for home remodeling projects, vacation or travel, small business cash flow needs or as a backup for unexpected life events.

How it works:

  • The line of credit is set up with a credit limit that is based on the equity available in your home and credit qualifications.
  • First 10 years to draw and interest only payment.
  • 10 years fixed payment of principal and interest, followed by 10 years amortization of active balance reduction through a fixed principal and interest payment.

Apply now!

Home Equity Installment

A great resource when you know the amount of funds needed up front, like a new roof, a room addition or consolidating debt.

  • Allows repayment of funds at a fixed rate of interest over a period of 10 years or less with monthly scheduled payments.
  • Payments can even be auto-deducted from a JCB deposit account.

Lending to qualified borrowers residing in Jackson, Lawrence, Jennings, Bartholomew and contiguous counties in Indiana.

Contact Us Today for more information

 To determine the equity available in your home, take 90% of the market value of your home and subtract what you owe.

Home Equity Loans Solutions

Use this tool to get a customized quote based on your loan details.

Take Advantage of Our Calculators

Meet JCB's Loan Officers

Contact one of our experienced loan officers to discuss your Mortgage options. Select a photo for contact information.

Jeri Burbrink

Jeri Ann Burbrink

AVP, Retail Loan Officer

NMLS# 789429

jc bank 812-522-3607 x 4601

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Jeri Ann Burbrink
Brenda Habenicht

Brenda Jo Habenicht

Officer, Loan Production Office Leader

NMLS# 789430

jc bank 812-346-8014

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Brenda Jo Habenicht
Young

Amanda M. Young

Retail Loan Officer

NMLS# 1630224

jc bank 812-378-0850 812-374-6169

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Amanda M. Young
Richard Bicknell

Richard Bicknell

AVP, Retail Loan Officer

NMLS# 789428

jc bank 812-524-4409

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Richard Bicknell
Mary Ann Jordan

MaryAnne Jordan

AVP, Retail Loan Area Manager

NMLS# 789431

jc bank 812-524-4424

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MaryAnne Jordan
Robin Collingsworth

Robin Emily Collingsworth

Retail Loan Officer

NMLS# 573358

jc bank 812-275-1120 x 3101

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Robin Emily Collingsworth

Christy Ann Guerrero

Mortgage Loan Originator

NMLS# 573357

jc bank 812-345-0993

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Christy Ann Guerrero