Use Your Home to Fulfill Your Family's Dreams

Apply for our HELOC special now!

*APR is annual percentage rate. Limited time offer. Rates, terms and conditions effective as of 3/1/19. Subject to credit approval. Property insurance required. The cost for insurance and property taxes is the responsibility of the borrower and is excluded from the no closing cost promotion. Application must be received by 5/11/19 and the loan must close. Introductory discounted fixed rate in effect for the first 6 months. Thereafter, variable rate APR based on The Wall Street Journal Prime rate, currently 5.50% and is subject to change monthly and may include a margin based on credit score and loan-to-value at the time of consummation. Minimum 5.50% APR and maximum 21% APR. The discounted introductory rate and no closing costs are available to qualified borrowers with a 700 credit score or higher, maximum loan-to-value of 90%, $5,000 new money, and owner-occupied residential properties only. The term is 10 years of monthly interest only payments during the draw period followed by 10 years of monthly principal and interest payments. An annual fee of $55 will be assessed after the first year and each year the loan is open during the 10 year draw period. A prepayment penalty of $350 will be charged if paid off and closed within 12 months of consummation. Consult your tax advisor about the deductibility of interest. Other restrictions may apply. See a loan officer for full details. JCB NMLS #738802. 800-204-6477.