Home Equity Line of Credit

A great resource for home remodeling projects, vacation or travel, small business cash flow needs or as a backup for unexpected life events.

How it works:

• The line of credit is set up with a credit limit that is based on the equity available in your home and credit qualifications.
• First 10 years to draw and interest only payment.
• 10 years fixed payment of principal and interest, followed by 10 years amortization of active balance reduction through a fixed principal and interest payment.

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Home Equity Installment

A great resource when you know the amount of funds needed up front, like a new roof, a room addition or consolidating debt.

• Allows repayment of funds at a fixed rate of interest over a period of 10 years or less with monthly scheduled payments.
• Payments can even be auto-deducted from a JCB deposit account.

Lending to qualified borrowers residing in Jackson, Lawrence, Jennings, Bartholomew and contiguous counties in Indiana.

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